Could you be driving without insurance without knowing it? The Rise of “Ghost Broking” Scams Imagine buying car insurance, believing you’re fully covered, and then discovering after an accident that your policy was completely fake. Worse still, you could still face prosecution for driving uninsured, even if you were the victim of a scam.
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Motor insurance is one of those expenses many drivers resent. With premiums rising year after year, particularly for younger motorists, it can feel less like a safeguard and more like a financial burden. In the midst of ongoing cost-of-living pressures, it’s understandable that people begin to question what they can afford to cut back on.
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As a partner of a leading Scottish personal injury practice, we see a lot of rural road crashes caused by tourists unfamiliar with our country roads. The Scottish rural economy is heavily dependent on attracting tourist visitors though, and the catastrophic effects of such collisions put a strain on how those risks can be better
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With Spring 2025 upon us and cycling on the rise, it’s a perfect time to revisit the crucial rules in the Highway Code designed to enhance cyclist safety. Enhanced Protection for Cyclists Since the 2022 updates to the Highway Code, cyclists have received significantly more protection. These changes aim to foster safer road use and
When it comes to claiming compensation after a road traffic accident, and indeed engaging with any legal process, it’s inevitable that people looking to make a personal injury claim will encounter legal jargon. What is jargon and why is it used? Jargon, is a form of specialised language used by professionals of any given field
Even vulnerable road users must look out for others The sad case of Celia Ward, a 77-year old cyclist killed by the actions of a pedestrian, Auriol Grey, hit the news headlines in March 2023. Grey was sentenced to three years’ imprisonment for aggressively causing the cyclist to lose control and fall into the path
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What is Legal Expenses Insurance? The purpose of this insurance is to provide protection to the insured against the costs of bringing or defending legal action to resolve a dispute. In England and Wales, if you win your case, you can usually recover your solicitor’s fees from your opponent. If you lose however, you may
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Paving the way – Transport (Scotland) Act 2019 The Scottish Government has introduced legislation to tackle the impact of inconsiderate and obstructive parking. The legislation aims to ensure that roads and pavements are accessible for all. In 2019, the Scottish Parliament passed the Transport (Scotland) Act 2019, which included the power to introduce three
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Changes to the Highway Code When I was learning to drive, back in the 90’s, I remember going to the Post Office to buy my Highway Code. It was a thin paperback book which was full of the rules of the road. It was a rite of passage and marked my embarkation on a journey
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When claiming for an accident that wasn’t your fault having independent witnesses will strengthen your case. You should try to get the contact details of witnesses if you can. However, this might not always be possible. If there is a lack of witnesses, all is not lost. This is what you need to do when
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